Financing Your Medical Spa Procedures

Get Low Monthly Payments for Medical Spa Procedures

Whether you’ve stashed the cash for your La Jolla Cosmetic Medical Spa procedure or need a little help, our financing options are the stress and guilt-free path toward achieving the look you’ve always wanted! With nearly 1 out of 3 patients choosing to finance their medical spa procedure, it’s clear our patients in La Jolla, Carlsbad, and San Diego LOVE the flexibility of low monthly payments.  

Step 1: Estimate Your Monthly Payment 

Wondering what kind of monthly payment options are available? While the programs and promotions from our lending partners are continually evolving, our calculator can provide you with a glimpse of the possibilities. 

Payment Calculator
Monthly Payments

Payment is an estimate based on available data. For a payment quote, complete a full application with one of the preferred lenders linked below.

Not sure about your loan amount? Click here for our medical spa pricing. If your desired procedure is listed with a price range, or if you’re hoping to combine multiple procedures, request a free consultation for a custom quote. 

Step 2: Get Ready to Apply 

Financing an aesthetic procedure is more like opening a credit card than buying a house. Today, you can apply for financing online in just a few minutes. To make the process as quick and effortless as possible, follow these tips: 

  • Ensure your credit is in the best shape possible, and remove any credit freezes from your credit profile. 
  • Does your credit have blemishes? Consider a co-signer or someone applying on your behalf.  
  • Have a valid US government-issued ID ready. 
  • Calculate your annual combined household gross income (spouse, parents, or anyone contributing to your household expenses). 

If you need additional assistance, you can contact our patient finance specialist at (858) 788-7989 for support.

Step 3: Apply Online in Minutes 

Applying for financing online is easy-peasy! Our patients have the best success rate with our preferred financing partners. The application process is as pain-free as our med spa procedures, and you can apply online using any device without worrying about negatively impacting your credit score.  

Our Preferred Patient Financing Partners

PAYMENT PLAN PROMOTION! PatientFi is offering promotional financing for eligible Allergan Aesthetics products (BOTOX Cosmetic, JUVEDERM, and CoolSculpting) with reduced interest rates.

We also collaborate with other lenders such as Care Credit and Alphaeon.  

Medical Spa Financing FAQ 

Can I finance any medical spa procedure? 

Absolutely! Our financing options are available for any procedure you choose. 

What are the interest rates for medical spa financing?  

Many of our patients qualify for NO INTEREST payment options. For those who prefer a lower monthly payment, an extended fixed interest plan over 36-60 months may be a great solution. Fixed interest rates usually range from 7.24% to 29.99%, depending on your credit score. 

Do I need to worry about any hidden fees associated with procedure financing?

Relax! There are no hidden fees when you finance your procedure with our med spa. Our lending partners are legally required to clearly disclose all fees associated with your loan, and we’ve selected lenders with transparent lending terms and outstanding customer service. 

Is there a penalty for paying off my medical spa financing early? 

Not to worry—our preferred partners do not charge a fee or penalty for paying off your loan ahead of schedule.

What credit score do I need to qualify for financing?

Today’s procedure financing programs consider more than just your credit score. Even patients with previous credit issues may be eligible for a convenient payment plan.

What if I get declined? 

Don’t sweat it. Our patient finance specialist is available to discuss additional options to help you achieve the look you’ve always wanted. We have helped hundreds of med spa patients get creative with their payment strategy in order to make their aesthetic dreams a reality! 

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